5 main steps to buying a property

There are only a few short steps to buying a property, which means there’s not a lot of distance between you and your future home.

5 main steps to buying a property

Establish your borrowing capacity

A good first step to take is to get pre-approval for a mortgage. This will establish your borrowing capacity in view of your income, monthly expenses, debts and credit rating. Pre-approval doesn’t guarantee an interest rate, but it does help you fix your budget for the house hunt.

Determine what you can afford as a down payment plus any additional costs

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